Huntington Banc Pref Shares HBANP 4.5 Perp 04/15/26 H | 8-K: FY2025 Q2 EPS: USD 0.34

EPS: As of FY2025 Q2, the actual value is USD 0.34.

Financial Metrics

Revenue

• Revenue (FTE) for 2Q25 was $1,954 million, reflecting strong revenue growth and positive operating leverage.

Operational Metrics

• Return on Tangible Common Equity (ROTCE) for 2Q25 was 7.6%.
• Average loans and deposits were $133.2 billion and $163.4 billion, respectively.
• Tangible Book Value Per Share (TBVPS) was $9.13, with a Non-Performing Loan (NCO) ratio of 0.20%.
• Adjusted Common Equity Tier 1 (CET1) ratio was 9.0%.

Unique Metrics

• Total loan growth since 2023 was $13 billion, with significant growth in commercial loans (11%) and deposits (23%).
• Wealth Assets Under Management (AUM) grew by 13%.

Outlook / Guidance

• The acquisition of Veritex is expected to accelerate Huntington’s growth in Texas, with the transaction anticipated to close early in the fourth quarter of 2025, subject to regulatory approvals.
• The transaction is expected to be modestly accretive to Huntington’s earnings per share, neutral to regulatory capital at close, and slightly dilutive to tangible book value per share with payback in approximately one year inclusive of merger expenses and CECL double count.
• Huntington plans to continue supporting Texas communities with a $10 million philanthropic commitment.