Huntington Banc Pref Shares HBANP 4.5 Perp 04/15/26 H | 8-K: FY2025 Q2 Revenue: USD 1.954 B

Revenue: As of FY2025 Q2, the actual value is USD 1.954 B.

EPS: As of FY2025 Q2, the actual value is USD 0.34.

Segment Revenue

• Net Interest Income: For the three months ended June 30, 2025, net interest income was $1,467 million, marking a 3% increase from the previous quarter and a 12% increase from the same quarter last year.
• Noninterest Income: Noninterest income was $471 million, a decrease of 5% from the previous quarter and a decrease of 4% from the same quarter last year.

Operational Metrics

• Net Income: Net income attributable to Huntington for the three months ended June 30, 2025, was $536 million, a 2% increase from the previous quarter and a 13% increase from the same quarter last year.
• Return on Average Assets: 1.04% for the quarter.
• Return on Average Common Equity: 11.0% for the quarter.
• Return on Average Tangible Common Equity (ROTCE): 16.1%, excluding notable items, ROTCE was 17.6%.

Cash Flow

• Cash Dividends: Cash dividends declared per common share remained consistent at $0.155 for the three months ended June 30, 2025.

Unique Metrics

• Tangible Book Value per Common Share: At the end of the period, it was $9.13, a 4% increase from the previous quarter and a 16% increase from the same quarter last year.
• Average Total Loans and Leases: Increased by $2.3 billion, or 2%, from the prior quarter to $133.2 billion, and increased by $9.8 billion, or 8%, from the year-ago quarter.
• Average Total Deposits: Increased by $1.8 billion, or 1%, from the prior quarter and $9.9 billion, or 6%, from the year-ago quarter.

Outlook / Guidance

• The company expects continued growth in net interest income driven by higher interest rates and increased loan balances. The provision for credit losses is anticipated to remain stable, reflecting the current credit environment. Noninterest income is expected to benefit from increased customer activity and fee income.
• Huntington Bancshares Incorporated expects continued growth through its strategic initiatives, including the combination with Veritex Holdings, Inc., which will support long-term growth ambitions in new markets such as Texas. The company remains confident in its ability to sustain strong growth while maintaining a disciplined approach to risk management.