Huntington Banc Pref Shares HBANP 4.5 Perp 04/15/26 H | 10-Q: FY2025 Q2 EPS: USD 0.34

EPS: As of FY2025 Q2, the actual value is USD 0.34.

EBIT: As of FY2025 Q2, the actual value is USD 638 M.

Segment Revenue

• Payments and Cash Management Revenue: $165 million for Q2 2025, a 7% increase from $154 million in Q2 2024. Year-to-date revenue was $320 million, a 7% increase from $300 million in the prior year.
• Wealth and Asset Management Revenue: $102 million for Q2 2025, a 13% increase from $90 million in Q2 2024. Year-to-date revenue was $203 million, a 14% increase from $178 million in the prior year.
• Customer Deposit and Loan Fees: $95 million for Q2 2025, a 14% increase from $83 million in Q2 2024. Year-to-date fees were $181 million, a 13% increase from $160 million in the prior year.
• Capital Markets and Advisory Fees: $84 million for Q2 2025, a 15% increase from $73 million in Q2 2024. Year-to-date fees were $151 million, a 17% increase from $129 million in the prior year.

Operational Metrics

• Net Interest Income: $1.5 billion for Q2 2025, a 12% increase from $1.3 billion in Q2 2024. Year-to-date net interest income was $2.9 billion, an 11% increase from $2.6 billion in the prior year.
• Provision for Credit Losses: $103 million for Q2 2025, a 3% increase from $100 million in Q2 2024. Year-to-date provision was $218 million, a 5% increase from $207 million in the prior year.
• Noninterest Expense: $1.2 billion for Q2 2025, a 7% increase from $1.1 billion in Q2 2024. Year-to-date expense was $2.3 billion, a 4% increase from $2.3 billion in the prior year.

Cash Flow

• Operating Cash Flow: Not explicitly detailed in the provided reference.
• Free Cash Flow: Not explicitly detailed in the provided reference.

Unique Metrics

• Net Charge-offs (NCOs): $66 million for Q2 2025, a decrease from $90 million in Q2 2024. Year-to-date NCOs were $152 million, a decrease from $182 million in the prior year.

Future Outlook and Strategy

• Core Business Focus: Huntington Bancshares Incorporated aims to deliver top quartile performance through sustainable long-term profitable growth, leveraging its regional banking model and national franchise to drive scale, growth, and expansion.
• Non-Core Business: The company is focused on maintaining positive operating leverage and executing disciplined capital management while providing stability and resilience through disciplined risk management.