Handelsbanken Q3 Operating Profit Rises 8% to SEK 7.8 Billion
Svenska Handelsbanken AB reported an 8% increase in Q3 operating profit, reaching SEK 7.8 billion, up from SEK 7.2 billion in the previous quarter. The return on equity improved to 13.3%, and the cost/income ratio decreased to 40.5%. For January to September 2025, operating profit was SEK 23.1 billion, down from SEK 25.8 billion in 2024, with a return on equity of 13.0%. The common equity tier 1 ratio was 18.2%. Asset management and lending volumes rose in most home markets, especially in the UK and Netherlands.
Svenska Handelsbanken AB reported an operating profit of SEK 7,768 million for the third quarter of 2025, up from SEK 7,164 million in the previous quarter. The return on equity for the quarter was 13.3%, compared to 12.7% previously. The cost/income ratio improved to 40.5% from 44.2%. The credit loss ratio (net reversals) was -0.01% for the quarter, compared to -0.03%. For the period January to September 2025, operating profit was SEK 23,068 million, down from SEK 25,839 million in the same period of 2024. The return on equity for the first nine months was 13.0%, compared to 14.8% in the previous year. The cost/income ratio was 41.7%, compared to 40.7%. The credit loss ratio for the period was -0.01%, compared to -0.02% a year earlier. The common equity tier 1 ratio stood at 18.2% as of the end of the reporting period, compared to 18.8% a year earlier. Asset management volumes rose in all home markets, and lending volumes increased in most of them, particularly in the UK and the Netherlands. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Svenska Handelsbanken AB published the original content used to generate this news brief via Cision (Ref. ID: 20251021:BIT:7022:0) on October 22, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT)
