
Selective Insurance Pref Share SIGIP 4.6 Perp 12/15/25 B | 10-Q: FY2025 Q3 Revenue: USD 1.36 B

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Revenue: As of FY2025 Q3, the actual value is USD 1.36 B.
EPS: As of FY2025 Q3, the actual value is USD 1.85.
EBIT: As of FY2025 Q3, the actual value is USD 158.96 M.
Standard Commercial Lines
- Net Premiums Earned: $947,272 for the quarter ended September 30, 2025, compared to $875,379 for the same period in 2024. For the nine months ended September 30, 2025, net premiums earned were $2,797,117 compared to $2,562,982 in 2024.
- Loss and Loss Expense Incurred: $657,958 for the quarter ended September 30, 2025, compared to $591,564 for the same period in 2024. For the nine months ended September 30, 2025, loss and loss expense incurred were $1,906,390 compared to $1,895,351 in 2024.
- Net Underwriting Expenses Incurred: $298,614 for the quarter ended September 30, 2025, compared to $275,146 for the same period in 2024. For the nine months ended September 30, 2025, net underwriting expenses incurred were $891,119 compared to $805,154 in 2024.
Standard Personal Lines
- Net Premiums Earned: $101,519 for the quarter ended September 30, 2025, compared to $107,521 for the same period in 2024. For the nine months ended September 30, 2025, net premiums earned were $307,551 compared to $317,788 in 2024.
- Loss and Loss Expense Incurred: $89,290 for the quarter ended September 30, 2025, compared to $106,113 for the same period in 2024. For the nine months ended September 30, 2025, loss and loss expense incurred were $235,936 compared to $291,897 in 2024.
- Net Underwriting Expenses Incurred: $22,472 for the quarter ended September 30, 2025, compared to $25,182 for the same period in 2024. For the nine months ended September 30, 2025, net underwriting expenses incurred were $71,271 compared to $74,301 in 2024.
E&S Lines
- Net Premiums Earned: $155,887 for the quarter ended September 30, 2025, compared to $129,328 for the same period in 2024. For the nine months ended September 30, 2025, net premiums earned were $446,824 compared to $362,633 in 2024.
- Loss and Loss Expense Incurred: $71,783 for the quarter ended September 30, 2025, compared to $67,981 for the same period in 2024. For the nine months ended September 30, 2025, loss and loss expense incurred were $246,928 compared to $208,250 in 2024.
- Net Underwriting Expenses Incurred: $46,987 for the quarter ended September 30, 2025, compared to $39,641 for the same period in 2024. For the nine months ended September 30, 2025, net underwriting expenses incurred were $136,926 compared to $112,191 in 2024.
Investments
- Net Investment Income Earned: $138,655 for the quarter ended September 30, 2025, compared to $117,759 for the same period in 2024. For the nine months ended September 30, 2025, net investment income earned was $387,314 compared to $334,250 in 2024.
- Net Realized and Unrealized Investment Gains (Losses): $8,057 for the quarter ended September 30, 2025, compared to $5,389 for the same period in 2024. For the nine months ended September 30, 2025, net realized and unrealized investment gains were $12,458 compared to $5,051 in 2024.
Future Outlook
Selective Insurance Group, Inc. plans to focus on enhancing its core business segments by improving underwriting profitability and expanding its market presence. The company aims to leverage its investment segment to generate stable returns and support overall financial growth.

