Affinity Bancshares Reports Strong Q3 2025 Earnings

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2025.10.27 06:50
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Affinity Bancshares, Inc. reported strong Q3 2025 earnings with a net income of $2.2 million, up from $1.7 million year-over-year. The increase is attributed to higher net interest income of $7.8 million and reduced noninterest expenses. Total assets grew to $925.2 million, supported by increased loans and deposits. The company aims to sustain growth through strategic financial management and operational efficiency.

Affinity Bancshares, Inc. is a Maryland-based corporation operating in the financial sector, primarily through its subsidiary, Affinity Bank, which provides banking services across several locations in Georgia.

In its third-quarter earnings report for 2025, Affinity Bancshares, Inc. reported a net income of $2.2 million, marking an increase from the $1.7 million recorded in the same period of the previous year. This growth is attributed to higher net interest income and reduced noninterest expenses.

Key financial metrics for the quarter included a net interest income of $7.8 million, up from $7.4 million in the previous year, and a slight decrease in net interest margin to 3.49%. The company’s total assets grew to $925.2 million, driven by increased loans and deposits. Noninterest expenses saw a decline, contributing to the improved net income.

Looking ahead, Affinity Bancshares, Inc. remains focused on maintaining its growth trajectory through strategic financial management and operational efficiency, as indicated by the management’s outlook.