Huntington Banc Pref Shares HBANP 4.5 Perp 04/15/26 H | 10-Q: FY2025 Q3 Revenue: USD 3.228 B

LB filings
2025.10.28 19:32
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Revenue: As of FY2025 Q3, the actual value is USD 3.228 B.

EPS: As of FY2025 Q3, the actual value is USD 0.41.

EBIT: As of FY2025 Q3, the actual value is USD -740 M.

Segment Revenue

  • Payments and Cash Management Revenue: Increased by $16 million, or 10%, to $174 million for the third quarter of 2025 compared to the same period in 2024.
  • Wealth and Asset Management Revenue: Increased by $11 million, or 12%, to $104 million for the third quarter of 2025 compared to the same period in 2024.
  • Customer Deposit and Loan Fees: Increased by $16 million, or 19%, to $102 million for the third quarter of 2025 compared to the same period in 2024.
  • Capital Markets and Advisory Fees: Increased by $16 million, or 21%, to $94 million for the third quarter of 2025 compared to the same period in 2024.

Operational Metrics

  • Net Interest Income: Increased by $155 million, or 11%, to $1.5 billion for the third quarter of 2025 compared to the same period in 2024.
  • Provision for Credit Losses: Increased by $16 million, or 15%, to $122 million for the third quarter of 2025 compared to the same period in 2024.
  • Noninterest Income: Increased by $105 million, or 20%, to $628 million for the third quarter of 2025 compared to the same period in 2024.
  • Noninterest Expense: Increased by $116 million, or 10%, to $1.2 billion for the third quarter of 2025 compared to the same period in 2024.

Cash Flow

  • Operating Cash Flow: Not explicitly detailed in the provided reference.
  • Free Cash Flow: Not explicitly detailed in the provided reference.

Unique Metrics

  • Net Charge-offs (NCOs): Decreased to $75 million, or 0.22% of average total loans and leases, annualized, for the third quarter of 2025, compared to $93 million, or 0.30%, in the year-ago quarter.

Future Outlook and Strategy

  • Core Business Focus: Huntington Bancshares Incorporated aims to deliver top quartile performance through sustainable long-term profitable growth, leveraging its regional banking model and national franchise to drive scale, growth, and expansion.
  • Non-Core Business: The company completed its acquisition of Veritex Holdings, Inc. and announced a pending acquisition of Cadence Bank, which is expected to close in the first quarter of 2026.
  • Priority: The company is focused on maintaining positive operating leverage and executing disciplined capital management while providing stability and resilience through disciplined risk management.
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