In "The Big Banks," China International Capital Corporation raised the target price for PSBC to 6.84 yuan, with last quarter's profits continuing to show positive growth

CITIC International's research report points out that Postal Savings Bank of China (01658.HK) maintains positive profit growth in the third quarter of 2025, with a year-on-year increase of 1.2% in net profit attributable to shareholders in the third quarter, a slowdown compared to the 4.8% growth in the second quarter. The asset quality of Postal Savings Bank of China remained excellent in the first three quarters of 2025. As of the end of September 2025 and the end of June 2025, the net interest margin of Postal Savings Bank of China was 1.68% and 1.7%, respectively, down 19 basis points and 17 basis points compared to the end of 2024.

CITIC International stated that the asset quality of Postal Savings Bank of China remains robust, and its valuation is still attractive; it raised the target price for H shares from HKD 6.35 to HKD 6.84, equivalent to a forecasted price-to-book ratio of 0.7 times for this year, maintaining a "Buy" rating