Dime Comm Bancshare Pref Share DCOMP 5.5 Perp 02/15/25 | 10-Q: FY2025 Q3 Revenue: USD 187.75 M

Revenue: As of FY2025 Q3, the actual value is USD 187.75 M.

EPS: As of FY2025 Q3, the actual value is USD 0.59.

EBIT: As of FY2025 Q3, the actual value is USD -50.01 M.

Segment Revenue

• Interest Income: Total interest income for the nine months ended September 30, 2025, was $504.958 million, compared to $484.666 million for the same period in 2024.

Operational Metrics

• Net Income: For the nine months ended September 30, 2025, net income was $78.826 million, compared to $49.497 million for the same period in 2024.
• Net Interest Income: Net interest income for the nine months ended September 30, 2025, was $295.709 million, compared to $226.956 million for the same period in 2024.
• Provision for Credit Losses: The provision for credit losses for the nine months ended September 30, 2025, was $32.141 million, compared to $22.398 million for the same period in 2024.

Cash Flow

• Net Cash Provided by Operating Activities: For the nine months ended September 30, 2025, net cash provided by operating activities was $140.577 million, compared to $10.041 million for the same period in 2024.
• Net Cash Provided by Investing Activities: For the nine months ended September 30, 2025, net cash provided by investing activities was $104.949 million, compared to $39.166 million for the same period in 2024.
• Net Cash Provided by Financing Activities: For the nine months ended September 30, 2025, net cash provided by financing activities was $185.947 million, compared to $119.302 million for the same period in 2024.

Unique Metrics

• Non-Interest Income: Total non-interest income for the nine months ended September 30, 2025, was $33.439 million, compared to $29.906 million for the same period in 2024.

Future Outlook and Strategy

• Core Business Focus: The company aims to maintain a strong net interest margin and manage its exposure to interest rate movements through strategic use of interest rate derivatives.
• Non-Core Business: The company plans to continue its focus on community banking services, including commercial and consumer lending, personal and business banking, and treasury management services.