Finance Of America Cos | 8-K: FY2025 Q3 Revenue Misses Estimate at USD 80.85 M

Revenue: As of FY2025 Q3, the actual value is USD 80.85 M, missing the estimate of USD 101.91 M.

EPS: As of FY2025 Q3, the actual value is USD -1.22.

EBIT: As of FY2025 Q3, the actual value is USD -101.85 M.

Retirement Solutions Segment

Funded Volume

• Q3 2025: $603 million
• Q2 2025: $602 million
• Q3 2024: $513 million
• YTD 2025: $1.8 billion
• YTD 2024: $1.4 billion

Total Revenue

• Q3 2025: $68 million
• Q2 2025: $62 million
• Q3 2024: $64 million
• YTD 2025: $182 million
• YTD 2024: $157 million

Pre-tax Income

• Q3 2025: $17 million
• Q2 2025: $10 million
• Q3 2024: $16 million
• YTD 2025: $31 million
• YTD 2024: $10 million

Adjusted Net Income

• Q3 2025: $20 million
• Q2 2025: $15 million
• Q3 2024: $19 million
• YTD 2025: $44 million
• YTD 2024: $30 million

Portfolio Management Segment

Assets Under Management

• Q3 2025: $30.4 billion
• Q2 2025: $29.9 billion
• Q3 2024: $28.7 billion

Total Revenue

• Q3 2025: $27 million
• Q2 2025: $130 million
• Q3 2024: $235 million
• YTD 2025: $287 million
• YTD 2024: $313 million

Pre-tax Income (Loss)

• Q3 2025: - $11 million
• Q2 2025: $108 million
• Q3 2024: $217 million
• YTD 2025: $202 million
• YTD 2024: $253 million

Adjusted Net Income

• Q3 2025: $30 million
• Q2 2025: $16 million
• Q3 2024: $12 million
• YTD 2025: $66 million
• YTD 2024: $30 million

Corporate & Other

Pre-tax Income (Loss)

• Q3 2025: - $35 million
• Q2 2025: - $37 million
• Q3 2024: - $24 million
• YTD 2025: - $98 million
• YTD 2024: - $74 million

Adjusted Net Income

• Q3 2025: - $17 million
• Q2 2025: - $17 million
• Q3 2024: - $16 million
• YTD 2025: - $51 million
• YTD 2024: - $51 million

Consolidated Financial Metrics

Net Income (Loss) from Continuing Operations

• Q3 2025: - $29 million
• Q2 2025: $80 million
• Q3 2024: $204 million
• YTD 2025: $131 million
• YTD 2024: $183 million

Adjusted Net Income

• Q3 2025: $33 million
• Q2 2025: $14 million
• Q3 2024: $15 million
• YTD 2025: $60 million
• YTD 2024: $9 million

Adjusted EBITDA

• Q3 2025: $55 million
• Q2 2025: $30 million
• Q3 2024: $32 million
• YTD 2025: $114 million
• YTD 2024: $42 million

Cash and Cash Equivalents

• September 30, 2025: $110 million
• June 30, 2025: $46 million

Total Equity

• September 30, 2025: $366 million
• June 30, 2025: $473 million

Outlook / Guidance

Finance of America expects to realize the anticipated benefits of the strategic partnership with Better.com, which aims to expand product offerings and better serve the senior demographic. The company also anticipates improved financial flexibility and reduced interest expense following the repurchase of Blackstone’s equity stake.