UOB posts S$1.9 billion operating profit in Q3 2025
UOB reported an operating profit of S$1.9 billion for Q3 2025, a 3% decrease from the previous quarter. Net interest income fell 3% to S$2.3 billion, while fee income rose 8% to S$892 million. Loans increased by 5% year-on-year, with trade loans up 22%. High-net-worth assets under management grew 8% to S$199 billion. The bank's Common Equity Tier 1 ratio is 14.6%, and it continues its share buyback and dividend policy. The report highlights a strong performance in wealth management and retail banking.
UOB reported an operating profit of S$1.9 billion for the third quarter ended 30 September 2025, a decrease of 3% quarter-on-quarter. Net interest income was S$2.3 billion, down 3% quarter-on-quarter, while fee income rose 8% to S$892 million. Operating expenses remained unchanged at S$1.5 billion. Loans grew by 5% year-on-year, with trade loans up 22%. Wholesale banking CASA increased 4% and wholesale banking customer treasury income rose 9% year-on-year. High-net-worth assets under management reached $199 billion, an 8% year-on-year increase, with invested AUM at 41% compared to 37% a year ago. Nine-month wealth income grew 15% year-on-year, and retail banking CASA increased 19%. The bank’s Common Equity Tier 1 ratio stood at 14.6%, liquidity coverage ratio at 143%, and net stable funding ratio at 116%. UOB maintained its share buyback programme and dividend policy, with pre-emptive general provisions having no impact on the 2025 final dividend. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. UOB - United Overseas Bank Ltd. published the original content used to generate this news brief on November 06, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here
