Finance Of America Cos | 10-Q: FY2025 Q3 Revenue Misses Estimate at USD 80.85 M

LB filings
2025.11.13 21:32
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Revenue: As of FY2025 Q3, the actual value is USD 80.85 M, missing the estimate of USD 101.91 M.

EPS: As of FY2025 Q3, the actual value is USD -1.27.

EBIT: As of FY2025 Q3, the actual value is USD -101.85 M.

Retirement Solutions Segment

  • Net Origination Gains: $59,933 for the three months ended September 30, 2025, compared to $57,216 for the same period in 2024.
  • Fee Income: $8,186 for the three months ended September 30, 2025, compared to $7,247 for the same period in 2024.
  • Total Revenues: $68,119 for the three months ended September 30, 2025, compared to $64,463 for the same period in 2024.
  • Total Expenses: $50,783 for the three months ended September 30, 2025, compared to $48,529 for the same period in 2024.

Portfolio Management Segment

  • Interest Income: $482,132 for the three months ended September 30, 2025, compared to $489,900 for the same period in 2024.
  • Interest Expense: -$404,031 for the three months ended September 30, 2025, compared to -$426,839 for the same period in 2024.
  • Net Fair Value Changes on Loans and Related Obligations: -$51,511 for the three months ended September 30, 2025, compared to $170,961 for the same period in 2024.
  • Total Revenues: $27,340 for the three months ended September 30, 2025, compared to $234,952 for the same period in 2024.
  • Total Expenses: $38,258 for the three months ended September 30, 2025, compared to $18,388 for the same period in 2024.

Corporate and Other

  • Non-Funding Interest Expense, Net: -$14,488 for the three months ended September 30, 2025, compared to -$9,219 for the same period in 2024.

Total Company

  • Total Revenues: $80,848 for the three months ended September 30, 2025, compared to $290,073 for the same period in 2024.
  • Total Expenses: $104,594 for the three months ended September 30, 2025, compared to $80,308 for the same period in 2024.

Future Outlook and Strategy

  • The company plans to focus on expanding its customer base and efficiently acquiring and originating reverse mortgage loans while maintaining loan origination quality.
  • The company aims to finance its reverse mortgage portfolio and profitably securitize or monetize its reverse mortgage portfolio.
  • The company is incorporating artificial intelligence technologies into its processes, which may present business, compliance, and reputational risks.
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