<div id="readability-page-1"><article>MCLEAN, Va., Jan. 22, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.09%. “With the economy improving and the average 30-year fixed-rate mortgage nearly a percentage point lower than last year, more homebuyers are entering the market,” said Sam Khater, Freddie Mac’s Chief Economist. “Buyers always should shop around for the best rate, as multiple quotes can potentially save them thousands.” News Facts <ul type="disc"><li>The 30-year FRM averaged 6.09% as of January 22, 2026, up from last week when it averaged 6.06%. A year ago at this time, the 30-year FRM averaged 6.96%.</li><li>The 15-year FRM averaged 5.44%, up from last week when it averaged 5.38%. A year ago at this time, the 15-year FRM averaged 6.16%.</li></ul> The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions. Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube MEDIA CONTACT: Angela Waugaman (703) 714-0644 Angela_Waugaman@FreddieMac.com A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/b61bd1fd-3019-4e1e-8929-04d817478190 <img src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1EZzBOU00zTXpjMk1UWTNJekl3T0RFeE5UWT0?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://www.globenewswire.com/newsroom/ti/query-bmY9T1RZek1EZzBOU00zTXpjMk1UWTNJekl3T0RFeE5UWT0"/> <img src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NzYwNzZmZmItNTI2My00OTY1LWIyOTctNjg3ZGM2ZGY1MzYxLTEwOTI3MjctMjAyNi0wMS0yMi1lbg==/tiny/Freddie-Mac.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="1" height="1" original-src="https://imageproxy.pbkrs.com/https://ml.globenewswire.com/media/NzYwNzZmZmItNTI2My00OTY1LWIyOTctNjg3ZGM2ZGY1MzYxLTEwOTI3MjctMjAyNi0wMS0yMi1lbg==/tiny/Freddie-Mac.png"/></article></div>

Freddie Mac reports that the average 30-year fixed-rate mortgage (FRM) is 6.09% as of January 22, 2026, slightly up from 6.06% the previous week but down from 6.96% a year ago. The 15-year FRM is at 5.44%, up from 5.38% last week and down from 6.16% last year. Chief Economist Sam Khater notes that the improving economy is encouraging more homebuyers to enter the market, emphasizing the importance of shopping around for the best rates.

- Freddie Mac reported that the average rate for a 30-year fixed-rate mortgage (FRM) is 6.09% as of January 22, 2026, up from 6.06% the previous week, but down from 6.96% a year ago.  
- The average rate for a 15-year FRM stands at 5.44%, compared to 5.38% last week and 6.16% a year prior.  
- Freddie Mac emphasizes that improved economic conditions are attracting more homebuyers, urging them to compare different rates for potential savings.

Mortgage Rates Remain the Lowest in Three Years | FMCC Stock News