Finward Bancorp Q4 net income drops 43% to USD 2.0 million
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Finward Bancorp reported a 43% drop in Q4 net income to USD 2.0 million, or USD 0.46 per diluted share, for the quarter ending December 31, 2025. The return on equity was 4.66%, and return on assets was 0.39%. The net interest margin was 3.18%. The company emphasized stable credit quality and actions taken to optimize the balance sheet, including a USD 26.6 million sale of municipal securities, which led to a USD 1.6 million pre-tax reduction in results.
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