First Reliance Bancshares Q4 net income jumps over triple to USD 2.9 million
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First Reliance Bancshares Inc. reported a significant increase in Q4 2025 net income, rising over threefold to USD 2.9 million, or USD 0.36 per diluted share. For FY 2025, net income reached USD 10.9 million, with operating earnings totaling USD 9.5 million, a 39% increase. The net interest margin improved to 3.61%, and tangible book value per share rose by 23% to USD 11.79. However, deposits decreased by 4.6% in Q4 2025. The company reported an unrealized loss of USD 5.9 million on debt securities classified as Available-For-Sale.
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