<div id="readability-page-1"><div><p>As the U.S. stock market navigates a period of mixed performance with major indices poised for monthly gains despite recent pullbacks, investors are keenly observing the impact of economic policies and interest rate changes on their portfolios. In this environment, dividend stocks can offer a measure of stability and income potential, making them an attractive option for those looking to balance growth with consistent returns in uncertain times.</p><h3>Top 10 Dividend Stocks In The United States</h3><table><tbody><tr><td><strong>Name</strong></td><td><strong>Dividend Yield</strong></td><td><strong>Dividend Rating</strong></td></tr><tr><td>Provident Financial Services (PFS)</td><td>4.32%</td><td>★★★★★★</td></tr><tr><td>Preferred Bank (PFBC)</td><td>3.82%</td><td>★★★★★☆</td></tr><tr><td>Peoples Bancorp (PEBO)</td><td>5.13%</td><td>★★★★★★</td></tr><tr><td>OTC Markets Group (OTCM)</td><td>4.52%</td><td>★★★★★★</td></tr><tr><td>First Interstate BancSystem (FIBK)</td><td>5.20%</td><td>★★★★★★</td></tr><tr><td>First Community Bankshares (FCBC)</td><td>6.41%</td><td>★★★★★★</td></tr><tr><td>Farmers National Banc (FMNB)</td><td>5.29%</td><td>★★★★★★</td></tr><tr><td>Ennis (EBF)</td><td>5.22%</td><td>★★★★★★</td></tr><tr><td>Dillard's (DDS)</td><td>5.13%</td><td>★★★★★★</td></tr><tr><td>Columbia Banking System (COLB)</td><td>5.10%</td><td>★★★★★★</td></tr></tbody></table><p>Click here to see the full list of 106 stocks from our Top US Dividend Stocks screener.</p><p>Let's explore several standout options from the results in the screener.</p><h2>Virginia National Bankshares (VABK)</h2><p><strong>Simply Wall St Dividend Rating:</strong> ★★★★☆☆</p><p><strong>Overview:</strong> Virginia National Bankshares Corporation, with a market cap of $213.73 million, operates as the holding company for Virginia National Bank offering various commercial and retail banking products and services in Virginia.</p><p><strong>Operations:</strong> Virginia National Bankshares Corporation generates its revenue through a diverse array of commercial and retail banking products and services offered in Virginia.</p><p><strong>Dividend Yield:</strong> 3.5%</p><p>Virginia National Bankshares has consistently delivered stable and growing dividends over the past decade, currently offering a yield of 3.54%, which is below the top quartile in the US market. Recent earnings show positive growth, with net income rising to US$19.26 million for 2025 and a low payout ratio of 41.6%, indicating dividends are well-covered by earnings. The recent dividend affirmation further underscores its reliability for income-focused investors.</p><ul><li>Click to explore a detailed breakdown of our findings in Virginia National Bankshares' dividend report.</li><li>According our valuation report, there's an indication that Virginia National Bankshares' share price might be on the cheaper side.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/4e735331-9c0a-4ee9-9eee-c8bb55133ed5/chart/historic-dividend?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/4e735331-9c0a-4ee9-9eee-c8bb55133ed5/chart/historic-dividend"/><figcaption>VABK Dividend History as at Jan 2026</figcaption></figure><h2>General American Investors Company (GAM)</h2><p><strong>Simply Wall St Dividend Rating:</strong> ★★★★☆☆</p><p><strong>Overview:</strong> General American Investors Company, Inc. is a publicly owned investment manager with a market cap of approximately $1.42 billion.</p><p><strong>Operations:</strong> General American Investors Company, Inc. generates revenue primarily from its financial services segment focused on closed-end funds, amounting to $27.65 million.</p><p><strong>Dividend Yield:</strong> 10.5%</p><p>General American Investors Company offers a high dividend yield of 10.51%, placing it in the top 25% of US dividend payers, but its payments have been volatile over the past decade. Despite recent increases, dividends have been unreliable, with fluctuations and occasional drops exceeding 20%. The company trades at a significant discount to its estimated fair value and maintains a reasonable payout ratio of 58%, suggesting earnings cover dividends. Recent announcements include a special US$5.95 per share distribution from capital gains payable in December 2025.</p><ul><li>Unlock comprehensive insights into our analysis of General American Investors Company stock in this dividend report.</li><li>Our valuation report unveils the possibility General American Investors Company's shares may be trading at a discount.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/63ea2435-2e12-40b8-9fb9-53ba4715efc2/chart/historic-dividend?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/63ea2435-2e12-40b8-9fb9-53ba4715efc2/chart/historic-dividend"/><figcaption>GAM Dividend History as at Jan 2026</figcaption></figure><h2>RLI (RLI)</h2><p><strong>Simply Wall St Dividend Rating:</strong> ★★★★★☆</p><p><strong>Overview:</strong> RLI Corp. is an insurance holding company offering property, casualty, and surety insurance products, with a market cap of $5.23 billion.</p><p><strong>Operations:</strong> RLI Corp.'s revenue segments include $147.96 million from surety, $953.98 million from casualty, and $512.40 million from property insurance products.</p><p><strong>Dividend Yield:</strong> 4.6%</p><p>RLI Corp. recently declared a special dividend of US$2.00 per share, alongside a regular quarterly dividend of US$0.16, emphasizing its commitment to returning capital to shareholders despite a historically volatile payout record. The company's Q4 2025 earnings showed significant growth with net income rising to US$91.18 million from the previous year's US$40.86 million, supporting its dividends with low payout ratios—14.4% from earnings and 41.7% from cash flows—indicating sustainability amidst past inconsistencies in dividend reliability and stability.</p><ul><li>Get an in-depth perspective on RLI's performance by reading our dividend report here.</li><li>The analysis detailed in our RLI valuation report hints at an inflated share price compared to its estimated value.</li></ul><figure><img height="476" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/7a39d565-7db6-41e4-bfa5-9e5fa29b07bf/chart/historic-dividend?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/company/7a39d565-7db6-41e4-bfa5-9e5fa29b07bf/chart/historic-dividend"/><figcaption>RLI Dividend History as at Jan 2026</figcaption></figure><h2>Seize The Opportunity</h2><ul><li>Explore the 106 names from our Top US Dividend Stocks screener here.</li><li>Shareholder in one or more of these companies? Ensure you're never caught off-guard by adding your portfolio in Simply Wall St for timely alerts on significant stock developments.</li><li>Simply Wall St is a revolutionary app designed for long-term stock investors, it's free and covers every market in the world.</li></ul><h2>Seeking Other Investments?</h2><ul><li>Explore high-performing small cap companies that haven't yet garnered significant analyst attention.</li><li>Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.</li><li>Find companies with promising cash flow potential yet trading below their fair value.</li></ul> <p><em> This article by Simply Wall St is general in nature. <strong>We provide commentary based on historical data      and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.</strong> It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your      financial situation. We aim to bring you long-term focused analysis driven by fundamental data.      Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.      Simply Wall St has no position in any stocks mentioned.</em></p></div></div>

VABK

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<p>As the U.S. stock market experiences mixed performance, dividend stocks are gaining attention for their stability and income potential. Notable options include Virginia National Bankshares (3.54% yield), General American Investors Company (10.51% yield), and RLI Corp. (4.6% yield). Virginia National Bankshares shows consistent dividend growth with a low payout ratio, while General American Investors has a high yield but volatile payments. RLI Corp. recently declared a special dividend, indicating a commitment to returning capital to shareholders despite past inconsistencies. Investors are encouraged to explore these dividend stocks for portfolio stability.</p>

Top 3 Dividend Stocks To Consider For Your Portfolio