<div id="readability-page-1">Fold Holdings, Inc. (NASDAQ:FLD - Get Free Report) was the recipient of a significant drop in short interest in January. As of January 15th, there was short interest totaling 327,688 shares, a drop of 29.1% from the December 31st total of 461,944 shares. Based on an average daily trading volume, of 131,086 shares, the short-interest ratio is presently 2.5 days. Currently, 2.0% of the company's stock are sold short. Currently, 2.0% of the company's stock are sold short. Based on an average daily trading volume, of 131,086 shares, the short-interest ratio is presently 2.5 days.<h2>Trending Headlines about Fold</h2>Here are the key news stories impacting Fold this week:<ul> <li>Positive Sentiment: Company roadmap: CEO Will Reeves published an 8‑K letter laying out a clear 2026 plan focused on simplifying the product (eliminating Fold+ subscriptions), clearer pricing, an upgraded app experience, wider retail distribution, and family-oriented features — moves that target higher user retention and long‑term BTC accumulation. Fold Chairman and CEO, Will Reeves, Publishes Letter to Fold Customers</li> <li>Positive Sentiment: New credit card product: Fold says it rebuilt its card program with Stripe and Visa and plans to launch a no‑annual‑fee metal credit card earning up to 4% back in bitcoin — a potential customer acquisition and revenue driver if adoption scales. Fold Chairman and CEO, Will Reeves, Publishes Letter to Fold Customers</li> <li>Positive Sentiment: Stronger custody &amp; regulatory posture: Fold says customer bitcoin is custodied via a federally regulated national bank and backed by BitGo’s $250M aggregate insurance (subject to conditions) — this improves trust/operational credibility versus many peers. Fold Chairman and CEO, Will Reeves, Publishes Letter to Fold Customers</li> <li>Neutral Sentiment: Unrelated consumer tech noise: Multiple media pieces about Apple’s rumored iPhone Fold and Samsung foldable devices circulated recently. These are product rumors in the handset market and do not materially affect Fold’s bitcoin financial‑services business. iPhone 18 Pro vs iPhone Fold The Crease is Dead iPhone Fold rumors Samsung foldable hands‑on Galaxy Z Fold 8 Wide</li> <li>Neutral Sentiment: Short interest note: January short interest data in the feed appears to show zero shares (likely a reporting anomaly) and provides no clear signal given very low absolute volumes; treat as not meaningful until clarified. </li> <li>Negative Sentiment: Execution risk highlighted: Fold admitted it scrapped its initial credit card build and restarted the program — an operational setback that can pressure near‑term costs and timelines. The CEO’s letter contains standard forward‑looking risk language about regulatory, funding, and bitcoin price volatility that could weigh on sentiment. Fold Chairman and CEO, Will Reeves, Publishes Letter to Fold Customers</li> <li>Negative Sentiment: Recent financials: the company reported a Q3 2025 revenue and EPS miss (Nov. 10 filing referenced in public summaries), which increases short‑term expectations risk while Fold executes on its 2026 product relaunches. </li> </ul><h2>Fold Stock Down 11.0%</h2>Fold stock opened at $1.94 on Friday. Fold has a fifty-two week low of $1.81 and a fifty-two week high of $14.00. The company has a debt-to-equity ratio of 0.87, a quick ratio of 1.44 and a current ratio of 1.47. The firm's 50-day simple moving average is $2.65 and its 200 day simple moving average is $3.36. The stock has a market cap of $93.72 million, a PE ratio of -2.59 and a beta of 0.19. Fold (NASDAQ:FLD - Get Free Report) last posted its earnings results on Monday, November 10th. The company reported ($0.15) EPS for the quarter, missing the consensus estimate of ($0.12) by ($0.03). The business had revenue of $7.40 million for the quarter, compared to analysts' expectations of $9.20 million. <h2>Analyst Ratings Changes</h2>A number of equities research analysts recently weighed in on the stock. Weiss Ratings restated a &#34;sell (d)&#34; rating on shares of Fold in a report on Thursday, January 22nd. Wall Street Zen raised Fold from a &#34;sell&#34; rating to a &#34;hold&#34; rating in a research note on Sunday, November 30th. One research analyst has rated the stock with a Strong Buy rating, two have assigned a Buy rating and one has issued a Sell rating to the company's stock. According to MarketBeat.com, the stock has an average rating of &#34;Moderate Buy&#34; and a consensus price target of $7.83.Get Our Latest Research Report on Fold<h2>Institutional Inflows and Outflows</h2>A number of institutional investors have recently bought and sold shares of FLD. DLD Asset Management LP bought a new position in Fold during the second quarter valued at about $102,000. FNY Investment Advisers LLC bought a new stake in Fold in the second quarter worth about $29,000. Golden State Wealth Management LLC purchased a new position in Fold in the second quarter valued at about $25,000. Harvest Portfolios Group Inc. bought a new position in shares of Fold during the 2nd quarter valued at approximately $43,000. Finally, North Capital Inc. purchased a new stake in shares of Fold during the 2nd quarter worth approximately $30,000. Institutional investors own 56.89% of the company's stock. <h2>About Fold</h2> (Get Free Report)Fold, trading under the ticker FLD on the NASDAQ, is a financial technology company specializing in bitcoin rewards and cryptocurrency-based consumer products. The company's core offering enables users to earn bitcoin on everyday purchases through a prepaid Visa debit card, converting traditional currency transactions into bitcoin rewards at no extra cost. By partnering with major payment networks and merchant platforms, Fold aims to bridge the gap between mainstream spending and digital asset adoption. Beyond the debit card, Fold offers a mobile application that integrates with the Bitcoin Lightning Network to facilitate faster and more cost-efficient transactions.<h2>Featured Stories</h2><ul><li>Five stocks we like better than Fold</li><li>Do not delete, read immediately</li><li>NEW LAW: Congress Approves Setup For Digital Dollar?</li><li>“Fed Proof” Your Bank Account with THESE 4 Simple Steps</li><li>A U.S. “birthright” claim worth trillions - activated quietly</li><li>The Crash Has Already Started (Most Just Don’t See It Yet)</li></ul>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.<h2>Should You Invest $1,000 in Fold Right Now?</h2>Before you consider Fold, you'll want to hear this.MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Fold wasn't on the list.While Fold currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys.View The Five Stocks Here </div>

Fold Holdings, Inc. (NASDAQ:FLD) experienced a 29.1% decline in short interest in January, with total short interest at 327,688 shares as of January 15th. The short-interest ratio is currently 2.5 days, with 2.0% of the company's stock sold short. The company is focusing on a 2026 roadmap, including a new no-annual-fee credit card and improved custody measures. However, execution risks and recent financial misses have raised concerns. Analyst ratings vary, with an average rating of "Moderate Buy" and a consensus price target of $7.83.

Short Interest in Fold Holdings, Inc. (NASDAQ:FLD) Declines By 29.1%