
HKMA finds 70% of Hong Kong SMEs see easier or similar credit approval in Q4 2025, up from 59% previously, signaling better lending sentiment.
The Hong Kong Monetary Authority has recently released data showing that 70% of small and medium-sized enterprises (SMEs) now believe that bank credit approval is either easier or comparable to previous levels. This marks a significant increase from the 59% reported in the previous quarter, indicating a positive shift in lending sentiment among SMEs in Hong Kong.

