Following &#34;Jie Wo Rui,&#34; another gold platform, Yun Dian Dang, has reported payment anomalies. Multiple users have reported that the platform cannot be opened normally, and the gold deposits and balances cannot be withdrawn.
On January 31, 2026, Yun Dian Dang stated in an announcement, &#34;Recently, due to the impact of risk events from certain individual platforms in the industry, our company's liquidity has experienced a certain degree of run on funds. We are currently facing difficulties in recovering related payments from two specific companies. Although the hope for recovery in the short term is slim, we have reported the situation regarding this debt to the relevant government departments and reserve all legal rights to pursue claims.&#34;
According to information, the associated entity of Yun Dian Dang is Shenzhen Yun Dian Dang Network Technology Co., Ltd. According to Jiemian News, on February 1, a staff member informed reporters that the company had hedging operations on platforms such as &#34;Jie Wo Rui,&#34; and as a result, the company is currently facing a significant cash shortfall.
From the notice posted by the company, it can be seen that despite the payment issues, Yun Dian Dang is still operating normally and urges everyone not to believe rumors.
In addition, on-site staff stated that users can come to register their information during working hours tomorrow and choose specific payment plans. Currently, the company offers three latest payment negotiation plans, effective from February 1, 2026:
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Plan A: Regardless of the amount, payment will be made in 6 months, 100% (payment), with 1/6 paid before the 5th of each month.
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Plan B: Regardless of the amount, a one-time payment of 40%, to be settled within 3 working days.
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Plan C: Do not participate in the run on funds, wait for one or two months until Yun Dian Dang returns to normal, and 100% payment will be made at any time (no agreement needs to be signed).
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Yun Dian Dang stated that due to strict bank card risk control, a daily payment limit will be set, prioritizing transfers for withdrawals that have signed a &#34;Settlement Agreement.&#34;
In fact, after the &#34;Jie Wo Rui&#34; gold payment crisis, several gold trading mini-programs have been suspended.
The aforementioned &#34;Yun Dian Dang&#34; mini-program is currently suspended, and additionally, on social media, several consumers have reported that gold trading platforms such as &#34;Rong Tong Jin&#34; and &#34;Bao Ma Mai Jin&#34; have also been suspended.
Among them, &#34;Yun Dian Dang&#34; is marked as &#34;suspended for violations,&#34; suspected of &#34;fraudulent behavior&#34;; &#34;Rong Tong Jin&#34; was suspended due to the selected category not matching the operational content of the mini-program.
<img src="https://imageproxy.pbkrs.com/https://wpimg-wscn.awtmt.com/10b2f254-f799-4621-adb7-74ae047dcf8c.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://wpimg-wscn.awtmt.com/10b2f254-f799-4621-adb7-74ae047dcf8c.jpeg"/>
It should be noted that at the core of this gold payment storm is the &#34;fixed price&#34; model, which essentially involves high-leverage gold betting without physical support.
How does the &#34;fixed price&#34; model operate? Taking the Yun Dian Dang platform as an example, if the gold price at the time of order submission is 600 yuan/gram, regardless of whether the gold price rises or falls, once Yun Dian Dang receives the gold, it will settle at 600 yuan/gram. Both parties must adhere to the agreement and bear their own profits and losses
In addition, related tutorial videos show that the platform supports online short selling, meaning users can purchase virtual gold on the platform and directly settle recovery orders. Moreover, by paying a certain percentage of margin, users can engage in leveraged operations, with a margin of 30 yuan allowing for the booking of an order worth 779 yuan, resulting in a leverage ratio of approximately 26 times.
According to Southern Metropolis Daily, there have been gold and jewelry merchants in the Shuibei area that have experienced payment crises due to the adoption of a &#34;pre-order pricing&#34; model. In July 2025, &#34;Shichuang Xincheng&#34; attracted market attention due to difficulties in payment.
In October of the same year, the Shenzhen Gold and Jewelry Industry Association issued an industry warning letter. The letter indicated that judicial authorities had successively investigated three gold and jewelry companies in the Shuibei area.
<img src="https://imageproxy.pbkrs.com/https://wpimg-wscn.awtmt.com/a685a00c-89e7-42a4-87cf-0fa9714011b8.jpeg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://wpimg-wscn.awtmt.com/a685a00c-89e7-42a4-87cf-0fa9714011b8.jpeg"/> &#34;'Short buying and short selling' type futures trading has core characteristics: low margin, standardized contracts, two-way trading, and no intention of physical delivery, essentially betting on price differences,&#34; said Qiu Liping, a senior partner at Beijing Jing Shi (Shenzhen) Law Firm and head of the jewelry industry legal department, to Interface News reporters.
&#34;It’s best to buy physical goods.&#34; A staff member reminded on-site at Yundian.
Risk Warning and Disclaimer
The market carries risks, and investment requires caution. This article does not constitute personal investment advice and does not take into account the specific investment goals, financial situation, or needs of individual users. Users should consider whether any opinions, views, or conclusions in this article align with their specific circumstances. Investing based on this is at one's own risk

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Following the "Jie Wo Rui" incident, the gold platform "Yun Dian Dang" has experienced payment anomalies, and users are unable to withdraw funds normally. Yun Dian Dang stated in an announcement that due to the impact of industry risk events, there are liquidity issues, and they have reported to the government. The company has provided three payment solutions and urged users not to believe rumors. Several gold trading mini-programs have suspended services, and some platforms have been flagged for suspected fraud

- The "Yuan Dian Dang" platform experienced payment issues, leading to user complaints about access and withdrawal of gold holdings.  
- On January 31, 2026, the platform announced liquidity challenges linked to risks from other industry players, while offering users three payment options starting February 1.  
- The crisis highlights vulnerabilities within the "pre-priced" gold trading model, previously seen in similar industry failures, emphasizing warnings about speculative investments without physical gold backing.

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The "Jie Wo Rui" incident has triggered a "chain reaction," with another gold platform "Yun Dian Dang" experiencing payment anomalies; multiple gold trading mini-programs have suspended services, and staff remind: it's best to buy physical gold!