Global Wealth Trends Highlight Digital Asset Growth by 2025

A report released by Xinhua Technology Research Institute at the Hong Kong Digital Wealth Forum outlines the trends in digital wealth allocation among high-net-worth individuals by 2025. According to Foresight News, the report indicates that 82% of global high-net-worth wealth is concentrated in North America, Western Europe, and Greater China. These regions exhibit distinct allocation strategies, with North America adopting an aggressive approach, expecting allocation ratios between 3% and 5%, potentially exceeding 10% for tech innovators. Western Europe maintains a conservative stance with allocations between 1.5% and 2.5%, while offshore funds in Greater China are projected to approach 4%, positioning Hong Kong as a central hub for cross-border allocations. The period from 2024 to 2025 is seen as a pivotal moment for global crypto regulation, with shifts in U.S. policy, the implementation of the EU's MiCA, and over 250 traditional banks, including Standard Chartered and JPMorgan, transitioning from experimentation to commercial operations. High-net-worth individuals are moving from speculative investments to strategic allocations, with family offices doubling their digital asset allocation to 33% over four years. Additionally, 70% of investors demand holdings that include staking returns. Ding Yuan, Director of Xinhua Research Institute, highlighted in a keynote speech that approximately 60 million high-net-worth individuals globally control $226.47 trillion in investable assets. If allocation ratios reach 2% to 4%, the crypto market could see an influx of $4.5 trillion to $9 trillion over the next three to five years. The next 20 years are expected to witness the largest wealth transfer in history, estimated at $83 trillion. The younger generation, aged 18 to 35, has already ranked digital assets as the fourth-largest asset class, surpassing bonds and gold, with projections that new generation family office allocations will exceed 10% by 2028. Meanwhile, the RWA sector is on the verge of a boom, with market value expected to nearly triple to $20.7 billion by 2025, and 2026 poised to be a crucial year for bridging traditional finance with the digital ecosystem.