MPF Rating: Mandatory Provident Fund members earned an average of HKD 941 in February; total assets reached a record high for the tenth consecutive month

The MPF Ratings indicate that there is only one week left until the end of the month. According to the data, as of February 20, the MPF investment return for February has recorded an increase of approximately 0.28%; in absolute terms, the MPF investment income is about HKD 4.5 billion, with each MPF member averaging a profit of HKD 941.1.

The MPF Ratings state that although it is uncertain whether a positive return can be recorded by the end of the month, historical data suggests that if February ultimately closes higher, MPF members in 2026 may adopt a cautiously optimistic attitude. It is noteworthy that the performance of the MPF in February is mainly dragged down by two major stock categories: U.S. stocks and Hong Kong and China stocks, both of which are expected to record negative returns this month.

The MPF Ratings indicate that after accounting for contributions, based on current investment performance, the total MPF assets are expected to reach approximately HKD 16.18 trillion by the end of February, an increase of HKD 7.5 billion from the end of January, marking the tenth consecutive month of historical highs. This equates to an average account balance of HKD 337,428 for 4.79 million MPF members, an increase of HKD 1,567 from the end of January