Vala Inc., an investment holding company, operates 51 Credit Card Manager, an online credit card management platform in the People’s Republic of China. It operates through four segments: Credit card facilitation and technology services, SaaS business, Valalife Service Fee, and Children’s Entertainment business. The company offers credit management, credit card technology, and credit facilitation services. It is also involved in developing and operating applications; provision of micro loan, technology, and financing guarantee services; provision of post-loan management services; operating employees’ incentive; provision for technical and operational solution to financial institutions and camping services; and processing and sell automobiles.