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Five Star Bancorp
FSBC.US
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S.
611.97 B
FSBC.USMarket value -Rank by Market Cap -/-

Financial Score

22/11/2025 Update
B
Regional BanksIndustry
Industry Ranking23/307
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE13.95%B
    • Profit Margin40.36%A
    • Gross Margin0.00%E
  • Growth ScoreA
    • Revenue YoY25.41%A
    • Net Profit YoY32.74%B
    • Total Assets YoY19.42%A
    • Net Assets YoY10.61%B
  • Cash ScoreB
    • Cash Flow Margin247.78%C
    • OCF YoY25.41%A
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

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    News
    View More

    Five Star Bancorp EVP & COO Lydia Ann Ramirez-Medina Sells 600 Shares

    Reporter NameRamirez-Medina Lydia AnnRelationshipEVP & Chief Operating Officer, 10% OwnerTypeSellAmount$19,842SEC FilingForm 4Lydia Ann Ramirez-Medina, EVP & Chief Operating Officer and 10% owner at Five Star Bancorp, sold 600 shares of Common Stock on November 19, 2025, at a price of $33.07 per share, totaling $19,842. Following the transaction, Ramirez-Medina directly owns 11,360 shares of Five Star Bancorp.SEC Filing: FIVE STAR BANCORP [ FSBC ] - Form 4 - Nov. 20, 2025

    TradingView·
    US
    FSBC
    +2.98%
    TradingView·
    US
    FSBC
    +2.98%

    Five Star Bancorp | 10-Q: FY2025 Q3 Revenue: USD 66.81 M

    LB filings·
    US
    FSBC
    +2.98%
    LB filings·
    US
    FSBC
    +2.98%

    Five Star Bancorp Grants Change-in-Control Severance Package to Top Executives

    Five Star Bancorp's subsidiary, Five Star Bank, has established new change in control agreements with executives Heather Luck and Michael Rizzo. If their employment is terminated without cause or they resign for good reason within a year after a qualifying change in control, they will receive a severance package of 12 months' salary plus their last annual cash bonus, and any outstanding equity awards will fully vest. The agreements expire on December 31, 2028, if no qualifying change occurs.

    Reuters·
    US
    FSBC
    +2.98%
    Reuters·
    US
    FSBC
    +2.98%

    Five Star Bancorp Shines in Q3 Earnings Call

    Five Star Bancorp reported strong Q3 earnings with a net income of $16.3 million and earnings per share of $0.77. The bank experienced significant loan and deposit growth, with loans up 14% and deposits up 21% annually. Its net interest margin expanded to 3.56%. However, challenges include increased noninterest expenses and difficulties in replicating deposit growth. The bank opened a new office in Walnut Creek and declared a cash dividend of $0.20 per share, indicating a commitment to shareholder value despite ongoing challenges.

    Tip Ranks·
    US
    FSBC
    +2.98%
    Tip Ranks·
    US
    FSBC
    +2.98%

    Five Star Bancorp reports results for the quarter ended September 30 - Earnings Summary

    Five Star Bancorp reported adjusted earnings of 77 cents per share for the quarter ended September 30, exceeding last year's 52 cents and analysts' expectations of 71 cents. Revenue increased by 29.5% to $39.35 million, slightly below the expected $39.98 million. The company’s net income was $16.34 million. Shares rose 10.7% this quarter and 18.4% year-to-date. Analysts maintain a "buy" rating, with a median 12-month price target of $35.00, slightly below the last closing price of $35.58.

    Reuters·
    US
    FSBC
    +2.98%
    Reuters·
    US
    FSBC
    +2.98%