Insurance

Prudential plc

The Bank of England is considering easing rules to help life insurers access capital markets more easily. The Prudential Regulation Authority is exploring changes to the Insurance Special Purpose Vehicle regime and other methods. Currently, ISPVs cannot transfer life insurance business to capital markets due to complexity. The BoE is seeking stakeholder input on capital needs and risk management. No specific rule changes are proposed yet.

- The Bank of England is considering changes to rules that would facilitate life insurers' access to capital markets amid concerns about fundraising difficulties.  
- The Prudential Regulation Authority is reviewing its Insurance Special Purpose Vehicle regime and is open to reforming rules that currently restrict transferring life insurance business to capital markets.  
- The regulator is seeking stakeholder input on capital needs and potential structures to enhance funding access, while also addressing risk management associated with increased flexibility.

Reuters

Bank of England weighs easing life insurer access to capital markets

According to BlockBeats, on November 14, Nasdaq futures saw a decline of 1%, Dow Jones futures fell by 0.44%, and S&P 500 futures decreased by 0.63%. European stocks also experienced further losses during trading hours. The Stoxx Europe 600 Index dropped by 1.5%, reaching a new intraday low. Germany's DAX Index fell by 1.4%, France's CAC 40 Index decreased by 1.32%, and the UK's FTSE 100 Index declined by 1.1%.

CoinLive

Global Stock Futures Experience Significant Declines

FTSE 100 Live 14 November: Index weakens, banks and builders fall amid tax u-turn -

FTSE 100 Live: Index weakens, banks and builders fall amid tax u-turn

British government bonds, stocks, and sterling fell sharply amid rumors that the UK budget will not include expected income tax rises. The 10-year bond yield rose 10 basis points to 4.54%, while the FTSE index and bank stocks dropped over 1% and 3% respectively. The pound weakened against the dollar and euro. The Financial Times reported that PM Keir Starmer and finance minister Rachel Reeves abandoned plans to raise income tax, leading to market concerns about the fiscal position.

British government bonds, stocks and sterling slide as budget rumours swirl

LAND

UK's FTSE 100 index is expected to open lower. Melrose Industries reported a 14% revenue rise. Land Securities raised profit expectations. DFS Furniture anticipates strong profit growth. Man Group plans job cuts in London. UK government abandoned income tax rate hike plans. Labour market shows slight improvement. Oil prices rose due to supply fears; copper prices fell on weak China data; gold prices edged higher amid a weaker dollar.

Melrose Industries PLC

Land Securities Group PLC

UK Stocks-Factors to watch on Nov 14

Consumer Watchdog praised Los Angeles County's investigation into State Farm's wildfire claims handling after the 2025 LA Wildfires. The inquiry, under the Unfair Competition Law, addresses complaints of delays, underpayments, and denials. Consumer Watchdog highlights systemic issues in insurance practices affecting wildfire survivors, advocating for accountability and relief.

prnewswire

13:16 ET
			
			
				Consumer Watchdog Welcomes Los Angeles County Investigation Into State Farm's Wildfire Claims

The White House announced that the October jobs and inflation reports are unlikely to be released due to the government shutdown. Boston Fed President Susan Collins indicated a high bar for further rate cuts. The House is set to vote on a bill to end the shutdown, while the Dow topped 48,000 amid hopes for government funding. Atlanta Fed President Bostic plans to retire, and the Fed is divided over a potential December rate cut. Additionally, Congress is considering banning certain cannabis products, and U.S. insurers are increasingly investing in private credit.

MorningStar

Dow Jones Top Markets Headlines at 5 PM ET: White House Says October Jobs, Inflation Reports Unlikely to Be Released | Fed's ...

A recent episode of Smoke & Mirrors, an investigative podcast by Consumer Watchdog, exposed the issue of underinsurance among homeowners due to undisclosed algorithms and AI technologies used by the top home insurance firms in the United States. The episode, released on November 11, 2025, in Los Angeles, sheds light on how many homeowners are inadequately insured due to these undisclosed technologies. The podcast highlights how these hidden mechanisms contribute to leaving homeowners at risk.

Unusual Whales

Consumer Watchdog's podcast uncovers how tech and algorithms harm policyholders; many homeowners left underinsured.

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NVIDIA shares fell 1.5% after Softbank sold its stake for $5.83 billion and CoreWeave reported disappointing earnings. US equity futures are lower, reflecting a cautious market tone. Meanwhile, European markets showed strength, particularly in the FTSE 100, following a weak UK jobs report that increased the likelihood of a Bank of England rate cut. China is reportedly planning to restrict US military access to rare earth magnets, while Switzerland is nearing a tariff deal with the US.

- China is reportedly planning to restrict US military access to rare earth magnets and is considering a 'validated end-user' system for expedited export licenses.  
- European markets are showing strength, particularly the FTSE 100, while US equity futures are slightly lower amid mixed economic signals.  
- The UK labor market data indicates a contraction in employment, raising expectations for a potential rate cut by the Bank of England in December.