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Waterdrop
WDH.US
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system.
306.96 B
WDH.USMarket value -Rank by Market Cap -/-

Financial Score

22/11/2025 Update
B
Insurance BrokersIndustry
Industry Ranking5/31
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE9.25%B
    • Profit Margin14.98%A
    • Gross Margin50.30%B
  • Growth ScoreB
    • Revenue YoY9.94%B
    • Net Profit YoY69.69%A
    • Total Assets YoY8.69%B
    • Net Assets YoY7.19%B
  • Cash ScoreB
    • Cash Flow Margin667.34%C
    • OCF YoY9.94%B
  • Operating ScoreC
    • Turnover0.47C
  • Debt ScoreA
    • Gearing Ratio23.16%A

Valuation analysis

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Institutional View & Shareholder

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    News
    View More

    Waterdrop Insurance's "Help Compensation" has assisted in claims exceeding 1 billion over three years, addressing users' claims pain points

    Waterdrop's "Help Compensation" service has handled over 200,000 claims in the past three years, assisting in compensation amounts exceeding 1 billion yuan, with 88% of users choosing this service when encountering claims issues. Waterdrop introduced the growth journey of the service during its third anniversary online live broadcast and launched the "Three Good Services" centered on good service, good products, and good claims, aiming to enhance the user claims experience. This service provides full-process companionship to help users efficiently and conveniently apply for claims

    Zhitong·
    US
    WDH
    +4.43%
    Zhitong·
    US
    WDH
    +4.43%

    Waterdrop Inc. Unsponsored ADR (NYSE:WDH) Short Interest Down 56.9% in September

    Waterdrop Inc. (NYSE: WDH) experienced a 56.9% decrease in short interest in September, with 67,100 shares shorted as of September 30. Analysts have recently downgraded the stock, with Goldman Sachs setting a target price of $2.00. The company also declared a quarterly dividend of $0.03 per share, payable on November 7. Currently, 1.96% of the stock is held by institutional investors, and the stock is trading at $1.79 with a market cap of $647.03 million.

    Market Beat·
    US
    WDH
    +4.43%
    Market Beat·
    US
    WDH
    +4.43%

    CITIC Construction Investment Research Report: Initiating coverage with a "Buy" rating for Waterdrop, AI implementation is expected to further unleash profit potential

    CITIC Construction Investment has initiated coverage on Waterdrop Inc., giving it a "Buy" rating. Waterdrop Inc. achieved double-digit growth in both revenue and net profit attributable to shareholders in the second quarter, with its AI strategy fully implemented, expected to further release profit potential. In the second quarter of 2025, Waterdrop Inc. reported net revenue of 838 million yuan and net profit attributable to shareholders of 140 million yuan, marking 14 consecutive quarters of profitability. The company invests nearly 300 million yuan annually in technology research and development, having accumulated over 100 technology patents

    Zhitong·
    US
    WDH
    +4.43%
    Zhitong·
    US
    WDH
    +4.43%

    Weiss Ratings Reiterates Hold (C+) Rating for Waterdrop (NYSE:WDH)

    Weiss Ratings has reiterated a "hold (C+)" rating for Waterdrop (NYSE: WDH) in a report released on Wednesday. Other firms, including Wall Street Zen and Goldman Sachs, have also downgraded the stock recently. Waterdrop's shares traded at $1.92, with a market cap of $694.15 million. The company specializes in online insurance brokerage services in China. Analysts currently have a consensus rating of "Hold" with an average target price of $2.00.

    Market Beat·
    US
    WDH
    +4.43%
    Market Beat·
    US
    WDH
    +4.43%

    Rapid Micro Biosystems And 2 Promising Penny Stocks To Watch

    As the U.S. stock market rises, investors are eyeing penny stocks for potential value. Notable mentions include Rapid Micro Biosystems (RPID), a life sciences tech firm with a market cap of $167.56 million, focusing on microbial contamination detection. Despite being unprofitable, it reported revenue growth and secured a $45 million loan for expansion. Nuvation Bio (NUVB), a biopharmaceutical company with a $1.27 billion market cap, is advancing its oncology pipeline. Waterdrop (WDH), an online insurance brokerage in China, has shown strong earnings growth and maintains robust liquidity.

    Simplywall·
    US
    WDH
    +4.43%
    US
    RPID
    +2.71%
    US
    NUVB
    -0.29%
    Simplywall·
    US
    WDH
    +4.43%
    US
    RPID
    +2.71%
    US
    NUVB
    -0.29%