1/28 US stock market review, Fed interest rate decision, earnings reports from three tech giants (Microsoft, Meta, Tesla)

The Federal Reserve kept the benchmark interest rate unchanged at 3.5% - 3.75%, marking the first policy decision of 2026 and a pause following consecutive rate cuts last year. Economic growth remains robust, with the description of a weak labor market being softened. It is expected that there may be only one more 25-basis-point rate cut in 2026, likely in mid-year, provided inflation continues to decline toward the target level.

$Microsoft(MSFT.US) 

Revenue and EPS both exceeded expectations, but due to slowing cloud business growth and higher-than-expected capital expenditures ($37.5 billion), the stock price plummeted after hours.

Long-term bullish outlook; recommended to open positions near 450, with a better entry point at 435 if further pullback occurs.

$Meta Platforms(META.US) 

The earnings report was extremely impressive, with both revenue and EPS beating expectations, and strong future performance guidance was provided. The stock surged over 8% after hours, reclaiming the 700 level.

Following the "left-side trading" principle, chasing highs is not recommended; consider entering in batches during future pullbacks.

$Tesla(TSLA.US) 

While the data beat expectations, actual revenue declined for three consecutive quarters, with net profit plunging 61% year-on-year. The stock price is mainly supported by Musk's "pie in the sky" promises, such as the expansion of Robotaxi operations in 2025 and the third-generation Optimus robot.

Tesla's stock is heavily driven by sentiment; the fact that it didn't crash after this earnings report is already fortunate.

$Unitedhealth(UNH.US) 

The U.S. government's proposed Medicare Advantage reimbursement rate was lower than expected, impacting its most profitable business. The company's own revenue fell short of expectations, and it lowered its full-year 2026 guidance.

Support levels are at 280 (above the gap) and around 270. There's no need to rush; consider entering in batches within the 270-280 range. Buffett's average holding cost in Q2 2025 was around 300, so entering at the current price likely means buying at Buffett's bottom.