Industrial Bank Co., Ltd. provides banking services in the People’s Republic of China. It offers personal deposits and loans; investment financing, such as banking and agency wealth management; RMB wealth management which includes open-end fund, agency trust, third party depository, saving bonds, over the counter bond, and safe deposits box services; and forex wealth management, such as personal spot FX transaction, purchase foreign exchange, and inward and outward remittance, as well as debit, joint, and credit cards. The company also provides online financial services including internet, telephone, and mobile banking; self service banking; and SMS services.