Regional Banks

Guangdong's Small and Medium Banks Accelerate Integration to Optimize Regional Financial Ecosystem

Yangguang Life Insurance Reduced Shares of Huiquan Bank by 11.694 million

Luxi Bank Conducts Special Financial Services Collaboration with National China-Tibet Railway Technology Innovation Center

Luzhou Bank Anfu Branch Grants 3 Million Yuan Intellectual Property Pledge Loan to Technology Company

Vastar Financial Holdings Turns Profitable in 2025 Annual Results

PUBLIC FIN HOLD released FY2025 9 Months earnings on January 15, 2026 (BJT), actual revenue HKD 841.18 M, actual EPS HKD 0.0371

PUBLIC FIN HOLD released FY2025 Q3 earnings on January 15, 2026 (BJT), with actual revenue of HKD 311.95 M and EPS of HKD 0.0351

Chongqing Rural Commercial Bank Fined 8.7 Million Yuan for Various Violations

PUBLIC FIN HOLD released FY2025 Q4 earnings on January 15 During-Market (BJT), actual revenue HKD 312.47 M, actual EPS HKD 0.0355

PUBLIC FIN HOLD released FY2025 earnings during market hours on January 15, 2026 (BJT), with actual revenue of HKD 1.153 B and EPS of HKD 0.0725

Executives of Chongqing Rural Commercial Bank Increase Holdings by 192,000 A-shares

Jinshang Bank Successfully Handles 217 Million RMB Cross-border Payment for Taiyuan Aviation Group

PUBLIC FIN HOLD to Release FY2025 Earnings on January 15, 2026, During-Market BJT

Meta's Acquisition of Manus Does Not Include Chinese Business

Zhengzhou Bank Divests From Real Estate Loan Risk 转向 County Markets

Zhongyuan Bank Approved to Absorb and Merge Five Rural Banks

Chongqing Bank Equity Change: Shareholders Transfer Shares to Chongqing Development Asset Management Co., Ltd.

Whai Bank Raises Capital with Government Support

Harbin Bank Signs Loan Transfer Agreement with China Cinda to Optimize Asset Structure

Whai Bank Secures Subscription Agreement with Cai Xin Asset for Domestic Shares

< 1B

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Debt Ratio

UNISOUND

EMPEROR WATCH&J

LEE KEE

CHK OIL

VISION VALUES

BEIJING MEDIA

SANG HING HLDGS

GBA HOLDINGS

KIDDIELAND

XL2CSOPHYNIX

03866

512700

512070

002948

512800

517900

513750

In the current environment where the banking industry is generally facing multiple pressures such as narrowing interest margins, asset shortages, and risk exposures, Bank of Qingdao has disclosed a rather "aggressive" report card: …

- Qingdao Bank reported a significant performance for 2025, achieving an operating income of 14.57 billion yuan, up 7.97%, and a net profit of 5.19 billion yuan, increasing by 21.66%.  
- Despite aggressive lending, the bank improved its non-performing loan ratio to 0.97% and raised its provision coverage to 292.30%, enhancing financial resilience.  
- While the results are impressive, the sustainability of its growth strategy remains a concern due to the slower revenue growth relative to asset expansion.

Wallstreetcn

China Southern CSI Banks ETF

E Fund CSI 300 Financials (ex Banks) ETF

Bank of Qingdao

Hwabao WP CSI Banks ETF

China Merchants CSI BANK AH Price ETF

GF Fund CSI HK Connect Financials(ex Banks) Thematic ETF

The net profit attributable to the parent company increased by over 20%, and Bank of Qingdao is rapidly "expanding its balance sheet" with ROE being restored

All business growth rates and quality indicators are relatively ideal

- Qingdao Bank reported its 2025 performance, achieving a net profit of 5.188 billion yuan, a 21.66% increase year-on-year, with total assets growing to 814.96 billion yuan.  
- The bank experienced significant growth in loans and deposits, with total loans increasing by 16.53% to 397.008 billion yuan, and total deposits rising by 16.41% to 502.899 billion yuan.  
- Additionally, the bank's asset quality improved, with a non-performing loan ratio falling to 0.97%, enhancing its risk resistance capacity.

Bank of Qingdao released its performance report: Behind the 21.66% net profit growth, what has driven the growth of local banks?

Bank of Qingdao Co., Ltd. reported strong preliminary results for 2025, with operating income up 8% and net profit attributable to shareholders rising nearly 22%. Key metrics improved, including a 23% increase in basic earnings per share and a reduction in the non-performing loan ratio to 0.97%. Total assets grew by 18%, indicating robust growth and better risk management. Analysts rate the stock as a Buy with a target price of HK$4.50. The bank focuses on local-market support and digital upgrades, aligning with national financial strategies.

Tip Ranks

Bank of Qingdao Posts Strong 2025 Preliminary Results with Improved Profitability and Asset Quality

516210

515020

159887

601288

01288

The Agricultural Development Bank issued a 2-year bond with a scale of 3 billion yuan, an issuance rate of 1.6082%, an expected rate of 1.7000%, a bid multiple of 4.74 times, and a marginal multiple of 1.51 times

GRCB

Huaan CSI Banks ETF

ChinaAMC SSE Financials Sector ETF Initiating Fund

ChinaAMC CSI Banks ETF

Fullgoal CSI 800 Banks ETF

512820

03618

601077

Chongqing Rural Commercial Bank Co. Ltd. announced the resignation of Mr. Peng Yulong as a non-executive director, effective January 23, 2026. He also stepped down from his roles on the nomination committee and the consumer rights protection committee. This announcement was published via the Issuer Information Service of the Hong Kong Stock Exchange.

Reuters

WP CSI Banks ETF

CQRC BANK

Chongqing Rural Commercial Bank

Chongqing Rural Commercial Bank Announces Resignation of Non-Executive Director

Chongqing Rural Commercial Bank Co. Ltd. has submitted an updated director list to the Hong Kong Stock Exchange. The Board includes Executive Directors Liu Xiaojun and Sui Jun; Non-Executive Directors Ma Bao, Dong Bin, and Yuan Gang; and Independent Non-Executive Directors Lee Ming Hau, Li Jiaming, and Bi Qian. Key committee roles are assigned, with Sui Jun as chairman of several committees, and Li Jiaming and Bi Qian chairing the Audit and Remuneration Committees and Nomination and Related Party Transaction Supervision Committees, respectively.

Chongqing Rural Commercial Bank Files Director List to HKEX

06190

601166

BANKOFJIUJIANG plans to issue non-public domestic shares and H shares. The Finance Bureau of Jiujiang City intends to subscribe for no more than RMB 500 million of domestic shares, accounting for approximately 12.85%; INDUSTRIAL BANK intends to subscribe for approximately 10.34%. The number of H shares issued will not exceed 175 million shares, accounting for about 36.28% of the currently issued H shares; the number of domestic shares issued will not exceed 860 million shares, accounting for about 36.36% of the currently issued domestic shares. The relevant subscription price has not yet been determined

AASTOCKS

BANKOFJIUJIANG

INDUSTRIAL BANK

BANKOFJIUJIANG plans to issue domestic shares and H shares, with the Jiujiang Municipal Finance Bureau and INDUSTRIAL BANK expressing intent to subscribe

Chongqing Rural Commercial Bank Co., Ltd. announced the resignation of Peng Yulong as a non-executive director, effective January 23, 2026. Mr. Peng also stepped down from his roles on the nomination committee and the consumer rights protection committee due to personal work arrangements.

marketscreener

Chongqing Rural Commercial Bank Co., Ltd. Announces Resignation of Peng Yulong as Non-Executive Director Peng Yulong, Member of the Nomination Committee of the Board and the Member of the Consumer Rights Protection Committee, Effective January 23, 2026

Chongqing Rural Commercial Bank Co. has announced its board composition and the roles of its eight committees, which include strategic development, risk management, and consumer rights protection. This disclosure highlights the bank's governance structure and oversight framework, indicating how responsibilities are organized at the board level. The latest analyst rating for the bank's stock (HK:3618) is a Buy, with a price target of HK$6.50. The bank focuses on rural financial services and operates under a PRC banking license, regulated by mainland Chinese authorities.

Chongqing Rural Commercial Bank Details Board Composition and Committee Roles

02139

Bank of Gansu Co. Ltd. has appointed Mr. Shi Hailong as the new president, effective January 15, 2026. The board includes Mr. Liu Qing as executive director, along with several non-executive and independent non-executive directors. This announcement was published via the Issuer Information Service of the Hong Kong Stock Exchange.

BANK OF GANSU

Bank of Gansu Appoints Shi Hailong as President

The Agricultural Development Bank issued a 378-day bond of 10 billion yuan with an interest rate of 1.4844%, an expected rate of 1.5000%, and a bid multiple of 3.29 times; a 3-year bond of 7 billion yuan with an interest rate of 1.6152%, an expected rate of 1.6200%, and a bid multiple of 3.44 times; a 10-year bond of 9 billion yuan with an interest rate of 1.9525%, an expected rate of 1.9600%, and a bid multiple of 5.25 times

Yinhua CSI Agriculture Theme ETF

The "Regulations on the Management of Mergers and Acquisitions Loan by Commercial Banks" has been implemented for nearly a month, and several banks have completed their first batch of merger and acquisition loan businesses. State-owned banks such as ICBC, ABC, Bank of China, and CCB have taken the lead in responding to the new regulations and successfully issued the first merger and acquisition loans

CEB BANK

China Merchants Bank

ICBC

CM BANK

Bank Of China

CEB Bank

CZBANK

BANK OF CHINA

ZYBANK

Multiple banks have successively launched "first batch" merger and acquisition loan businesses

Bank of Qingdao (3866.HK) experienced slight fluctuations on January 20th, with the main funding line shrinking to hot sectors such as brokerage firms and new energy, while the enthusiasm for regional banks has sharply declined. The company has no significant public announcements or fundamental catalysts, and market sentiment is predominantly cautious. Last week, the Shandong Financial Regulatory Bureau issued new regulations for risk inspections of regional banks, which initially attracted market attention, but no signs of capital movement were observed during the trading session. There is a lack of active buying interest, and the price has approached the short-term support level of 3.65 yuan after retreating from last week's high, with short-term moving averages continuing to exert pressure, and buying mainly consists of small orders. The technical pattern has not yet reversed the weak trend. In the short term, attention should be paid to the issuance of regional financial policies or any sudden positive news in the sector that may stimulate capital activity. If there is a breakout with increased volume on the intraday chart, it may trigger renewed interest in the sector; conversely, if there is a significant drop in volume, it is necessary to guard against a rapid expansion of risk exposure. In terms of operations, a defensive position is recommended, and close attention should be paid to announcements and unusual news windows

Technical Forecast

Morning Trend | Bank of Qingdao consolidates with reduced volume, is a sector volatility window approaching?

Regional Banks(IN20206.HK)

The net profit attributable to the parent company increased by over 20%, and Bank of Qingdao is rapidly "expanding its balance sheet" with ROE being restored

Bank of Qingdao released its performance report: Behind the 21.66% net profit growth, what has driven the growth of local banks?

Bank of Qingdao Posts Strong 2025 Preliminary Results with Improved Profitability and Asset Quality

The Agricultural Development Bank issued a 2-year bond with a scale of 3 billion yuan, an issuance rate of 1.6082%, an expected rate of 1.7000%, a bid multiple of 4.74 times, and a marginal multiple of 1.51 times

Chongqing Rural Commercial Bank Announces Resignation of Non-Executive Director