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United Overseas Bank (UOB)
UOVEY.US
United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including overdraft, cash credit, short term, and long-term loans; and buyers credit, structured trade finance, ECBs, SGD bonds, loan syndication, and M and A services. It also provides forex, documentary collection, credit, bank guarantee, export and import finance services.
6.215 T
UOVEY.USMarket value -Rank by Market Cap -/-

Financial Score

22/11/2025 Update
C
Diversified BanksIndustry
Industry Ranking45/67
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreB
    • ROE10.20%B
    • Profit Margin40.55%A
    • Gross Margin0.00%E
  • Growth ScoreD
    • Revenue YoY-11.07%E
    • Net Profit YoY-18.50%D
    • Total Assets YoY0.00%C
    • Net Assets YoY5.53%B
  • Cash ScoreD
    • Cash Flow Margin251.48%C
    • OCF YoY-11.07%E
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

Valuation analysis

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Institutional View & Shareholder

Analyst Ratings

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    News
    View More

    Daily Markets Briefing: STI up 1.54%; Top stock is Singapore Telecommunications

    Singapore Telecommunications Limited is the top stock with a 5.39% increase.The Straits Times Index (STI) closed at 4,484.990, up 1.54% on Thursday, 6 November, at 5:21 p.m.Singapore Telecommunications Limited was the most active stock, followed by Yangzijiang Shipbuilding Holdings Limited (+3.90%) and DBS Group Holdings Limited (+3.81%).Keppel DC REIT and United Overseas Bank Limited were at the foot.

    Singapore Business Review·
    SG
    U11
    -0.15%
    SG
    Z77
    -1.88%
    SG
    Z74
    -1.46%
    Singapore Business Review·
    SG
    U11
    -0.15%
    SG
    Z77
    -1.88%
    SG
    Z74
    -1.46%

    UOB in 'Strong Position' Heading Into Next Year, CEO Says

    United Overseas Bank (UOB) remains in a strong position despite a 72% drop in third-quarter net profit due to pre-emptive provisions. CEO Wee Ee Cheong emphasized the bank's solid financial standing, likening provisions to insurance. UOB's credit costs are projected at 25-30 basis points for next year, with loan growth expected in low single digits. Analysts are bearish on UOB compared to DBS Group, predicting a decline in net interest income for UOB in 2026. The bank's pre-emptive provisions will not affect its final dividend this year.

    marketscreener·
    SG
    U11
    -0.15%
    US
    UOVEY
    +0.95%
    marketscreener·
    SG
    U11
    -0.15%
    US
    UOVEY
    +0.95%

    UOB posts S$1.9 billion operating profit in Q3 2025

    UOB reported an operating profit of S$1.9 billion for Q3 2025, a 3% decrease from the previous quarter. Net interest income fell 3% to S$2.3 billion, while fee income rose 8% to S$892 million. Loans increased by 5% year-on-year, with trade loans up 22%. High-net-worth assets under management grew 8% to S$199 billion. The bank's Common Equity Tier 1 ratio is 14.6%, and it continues its share buyback and dividend policy. The report highlights a strong performance in wealth management and retail banking.

    Reuters·
    SG
    U11
    -0.15%
    Reuters·
    SG
    U11
    -0.15%

    DBS Group Q3 Net Profit Declines

    DBS Group Holdings reported a decline in third quarter net profit to S$2.95 billion from S$3.03 billion last year. Earnings per share also fell to S$4.12 from S$4.21. However, profit before tax increased by 1% to S$3.48 billion, and total income rose to S$5.93 billion from S$5.75 billion. CEO Tan Su Shan highlighted strong results with record pre-tax profit and a return on equity above 17%, driven by wealth management and deposit growth despite external rate pressures.

    rttnews·
    US
    DBSDY
    +0.80%
    SG
    D05
    -0.33%
    rttnews·
    US
    DBSDY
    +0.80%
    SG
    D05
    -0.33%

    UOB Releases 2025 Capital and Liquidity Disclosure Report

    United Overseas Bank Ltd. (UOB) has published its Pillar 3 Disclosure Report for the period ending September 30, 2025. This report, aligned with the Monetary Authority of Singapore’s capital adequacy requirements, details UOB Group’s capital adequacy, leverage ratio, and liquidity coverage ratio. It includes comprehensive insights into regulatory capital, risk-weighted assets, and liquidity risk management, providing stakeholders with an overview of the bank’s financial resilience and risk profile for 2025.

    Reuters·
    SG
    U11
    -0.15%
    US
    UOVEY
    +0.95%
    Reuters·
    SG
    U11
    -0.15%
    US
    UOVEY
    +0.95%